Collectibles Insurance

American Collectors Insurance Company has been in business for over 33 years and is the nation's leading provider of collector vehicle and collectibles insurance. The company is the place to go for insurance for your antique/classic cars and motorcycles with their Agreed Value coverage. But that's not all they are known for, the company insures everything from action figures to villages.

NOTE: 
This is just a general summary of the coverage provided. Ypu must contact the company for more detailed information on your particular collection,single items and insurance needs.

Insurables Include:
Classic/antique cars and motorcycles, action figures, advertising memorabilia, animation art, automobilia, plates, die cast, dolls, figurines, jukeboxes, militaria, model trains, ornaments, pottery, sports memorabilia, teddy bears and villages.

Not Insured:
Coverage is not currently available for "paper" collectibles such as stamps, cards, paper dolls and documents, nor for record albums/video cassettes, china/flatware, watches/jewelry, coins, modern firearms, furniture or fine art. Check to see if autographs are covered as they may be classed as paper.

Agreed Value Coverage:
American Collectors Insurance provides agreed value coverage for collectibles (a value determined by the customer at the time of purchasing coverage), while homeowners' policies only provide actual cash value for collectibles (which is a depreciated value - they don't take into consideration that collectibles appreciate!)

Natural Disasters Coverage:
American Collectors Insurance covers natural disasters such as flood, hurricane, and earthquake, which most homeowners' insurance policies do not. The company also covers accidental breakage, which you would never see on a homeowners' policy.